BukuWarung is a financial application designed to assist small and medium-sized enterprises (SMEs) in Indonesia, also known as UMKM (Usaha Mikro, Kecil, dan Menengah). This app helps these businesses grow and generate additional income by providing a range of services. These include a practical business payment transaction feature, a QRIS feature that accepts all non-cash customer payments from banks or digital wallets, and access to capital loans through their Business Capital Solutions service.

BukuWarung also offers the opportunity for businesses to earn extra income by selling or becoming agents of BukuWarung's Digital Products, such as mobile credit, electricity tokens, game vouchers, and more. Furthermore, the app provides a practical and automatic digital business bookkeeping feature to monitor all business transactions.

The vision and mission of BukuWarung is to empower SMEs in Indonesia to become financially literate and help them manage and grow their businesses using their technology platform, starting from finance, payments, and digital bookkeeping.

The company's business model is based on providing a comprehensive financial solution for SMEs, which typically include small individual or household businesses, such as grocery stores, street vendors, traditional cake sellers, etc. BukuWarung makes money by facilitating transactions, providing access to loans, and offering digital products for sale or agency.

Keywords: Financial Application, Small and Medium-Sized Enterprises (SMEs), Business Growth, Non-Cash Payments, Capital Loans, Digital Products, Financial Literacy, Digital Bookkeeping, Technology Platform, Comprehensive Financial Solution.