Calingo is a forward-thinking startup based in Switzerland, specializing in household and private liability insurance. The company aims to simplify the insurance process for its clients, making it more accessible and less cumbersome. Calingo primarily serves individual customers, including tenants and homeowners, who are looking for straightforward and reliable insurance solutions. The company operates in the Swiss insurance market, which is known for its stability and high standards.

Calingo's business model is customer-centric, focusing on transparency and simplicity. They offer tailored insurance plans that meet the specific needs of their clients. One of the unique aspects of Calingo's model is their commitment to returning any surplus funds to customers at the end of the year, which is a rare practice in the insurance industry. This approach not only builds trust but also aligns the company's interests with those of its clients.

The company generates revenue through the premiums paid by its customers for their insurance policies. By leveraging technology, Calingo minimizes administrative costs and passes on the savings to its clients. This tech-driven approach also allows them to offer a paperless experience, which is both environmentally friendly and efficient.

Calingo's vision is to create an insurance system where customers don't have to worry about the complexities typically associated with insurance. They strive to challenge the traditional insurance industry by recognizing the needs of their customers and employees, and developing simple, innovative solutions. The company is also actively seeking passionate employees who share their vision and can contribute to their mission of revolutionizing the insurance sector.

Keywords: household insurance, liability insurance, Switzerland, customer-centric, transparency, surplus return, tech-driven, paperless, innovative, tenant insurance.