Cardlay operates in the financial technology sector, providing a comprehensive suite of payment infrastructure and white label front-end services. The company serves a diverse range of clients, including banks, card issuers, and corporate entities. Cardlay's business model revolves around offering a scalable and modular platform that integrates seamlessly with existing banking infrastructures. This platform includes advanced card management solutions, expense management tools, and a corporate client app designed for intuitive, mobile-first experiences. The company generates revenue through service fees and subscription models, leveraging its API platform to enrich and operationalize card and transaction data. Cardlay's solutions enable clients to manage multiple card types, control expenses, and streamline financial operations in real-time.

Keywords: payment infrastructure, white label, card management, expense management, API platform, corporate clients, banks, card issuers, fintech, modular services.