Janalakshmi.com is a financial services startup that operates in the Indian market. The company provides a wide range of banking and financial products to both individuals and businesses. For individuals, they offer various types of savings accounts, including premium and regular accounts, as well as loans for different purposes such as home improvement, agriculture, and two-wheeler purchases. They also provide educational resources on loan overdue concepts, which helps customers understand the implications of late loan repayments.

For businesses, Janalakshmi.com offers a variety of business accounts, including digital and premium accounts. They also provide business loans, with minimal documentation requirements and loan amounts as low as INR 10,000. The company also offers a unique feature, the QR Code for Merchants, which simplifies the payment process for businesses.

In addition to these services, Janalakshmi.com also partners with several insurance companies, including Bajaj Allianz and ICICI, to offer life, general, and health insurance products. They also provide corporate internet banking services and a 3-IN-1 account which combines savings, trading, and demat accounts.

The company makes money primarily through the interest earned on loans and the fees charged for various banking services. They also earn commission on the insurance products sold through their platform.

Janalakshmi.com is committed to customer safety and advises customers to report any unauthorized transactions as soon as possible to minimize the risk of loss. They also warn customers to beware of fictitious offers and lottery winnings.

Keywords: Financial Services, Banking, Loans, Savings Accounts, Business Accounts, Insurance, Corporate Internet Banking, QR Code for Merchants, Customer Education, Financial Safety.