Mutumutu operates in the insurance sector, specializing in online term life and income protection insurance. The company targets health-conscious individuals who are incentivized to maintain a healthy lifestyle through cashback rewards. Operating primarily in the Czech Republic, with plans for expansion into France and Germany, Mutumutu offers a fully digital, paperless process for purchasing and managing insurance policies. Clients can customize their plans in real-time, receiving agent-like recommendations based on their specific circumstances. The business model revolves around providing insurance coverage while encouraging preventive health measures, thereby reducing risk and promoting customer well-being. Revenue is generated through insurance premiums, with additional value provided by the cashback system for healthy living. The company boasts high customer satisfaction, evidenced by a 4.8 rating on Google Reviews and a Net Promoter Score (NPS) of 75, significantly above the industry average of 30.

Keywords: term life insurance, income protection, cashback rewards, digital process, customizable plans, health incentives, Czech Republic, preventive health, customer satisfaction, online insurance.