Swivel Finance is a cutting-edge financial technology startup operating in the decentralized finance (DeFi) market. The company focuses on providing innovative solutions for tokenizing cash flows, which essentially means converting future cash flows into tradable digital assets. This process allows for more flexible and efficient financial transactions.

Swivel Finance primarily serves sophisticated investors, traders, and financial institutions looking to manage their portfolios more effectively within the DeFi space. The platform addresses the volatility and risk management issues that are prevalent in other DeFi protocols like Compound and Aave. By offering a more stable and predictable yield, Swivel Finance enables a broader range of market participants to engage in DeFi activities.

The core of Swivel's business model revolves around two types of tokens: Yield Tokens (YTs) and Principal Tokens (PTs). YTs represent the future yield generated by an asset, while PTs represent the ownership of the underlying asset, redeemable at a future date. This dual-token system allows users to split an interest-generating token into two separate cash flow tokens, providing greater flexibility and multiple use cases such as fixed yield lending and yield boosting rate trading.

Swivel Finance makes money through transaction fees and possibly through other financial services offered on their platform. By providing a professional trading interface and capital-efficient infrastructure, Swivel facilitates various financial activities, including fixed maturity rehypothecation options markets and futures markets.

In summary, Swivel Finance is revolutionizing the DeFi landscape by offering a more stable and flexible way to manage and trade digital assets, making it easier for a wider range of participants to engage in the market.

Keywords: DeFi, tokenization, yield, cash flows, trading, fixed yield, financial infrastructure, digital assets, risk management, Swivel Finance.