X Financial
X Financial is a fintech company which commits to providing personal financial services.
Launch date
Market cap
CAD131
Enterprise valuation
CAD64 (Public information from Aug 2023)
Share price
$4.8 XYF
Shenzhen Guangdong (HQ)
Financials
Estimates*
| CNY | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|
| Revenues | 1.1b | 2.4b | 1.3b | (61.5m) | 1.5b | 1.5b | 1.9b |
| % growth | - | 121 % | (46 %) | (105 %) | (2558 %) | 2 % | 23 % |
| EBITDA | 689m | 1.5b | 831m | (448m) | 1.3b | 1.1b | 1.5b |
| % EBITDA margin | 64 % | 63 % | 65 % | 728 % | 87 % | 70 % | 80 % |
| Profit | 367m | 972m | 774m | (1.3b) | 825m | 812m | 1.2b |
| % profit margin | 34 % | 41 % | 61 % | 2128 % | 55 % | 53 % | 63 % |
| EV / revenue | - | 1.5x | 0.7x | -5.5x | 0.4x | 0.4x | 0.4x |
| EV / EBITDA | - | 2.4x | 1.1x | -0.8x | 0.5x | 0.6x | 0.4x |
